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DoestheEarlyBirdCatchtheWorm?FirstbornsandTheirFinancialDecisionsSvenMichaelSpiraHECParisApril12,2014AbstractThispaperexamineswhetherbirthordercanexplainvariationinnancialhouse-holddecisions.Idocumentthatrstbornsaremorelikelytosave,toparticipateinthest

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HECParis,1ruedelaLiberation,78351Jouy-en-Josas,Fr...